Warning: New Scam Targeting Social Security Recipients
As April payments go out, criminals are trying to steal personal information and money from beneficiaries.
How the Scam Works
Scammers pretend to be from the Social Security Administration. They contact people through:
- Emails
- Text messages
- Phone calls
These fake messages look very real. The criminals copy official logos and use similar language to what the government uses.
They can even make their phone numbers look like they're coming from real government offices.
The scammers typically tell victims:
- There's a problem with their payment
- Their account has been "flagged" or "suspended"
- They need to verify their information right away or their benefits will stop
The messages include links to fake websites that look like real government sites. Once there, victims are asked to enter personal details like:
- Social Security numbers
- Birth dates
- Bank account information
Sometimes, scammers ask people to pay with gift cards or wire transfers to "fix" the problem.
Why This Scam Is Dangerous
The timing makes this scam especially effective. By reaching out right before or during payment periods, scammers make their messages seem more believable. Many victims have already lost significant amounts of money.
Even careful people can be fooled because these scams look so realistic.
How to Protect Yourself
Remember these important facts:
- The real Social Security Administration will never ask for personal information through unexpected emails, texts, or calls
- Government agencies will never threaten to stop your benefits unless you act immediately
- No legitimate agency will ask for payment through gift cards or wire transfers
Steps to stay safe:
- Don't click links in unexpected messages
- Go directly to official government websites by typing the address yourself
- If you're unsure, call Social Security using the number on their official website
- Turn on two-factor authentication for your bank accounts
- Check your bank statements regularly for unusual activity
What to Do If You're Targeted
If you receive a suspicious message, do not respond or click any links. Report it to the authorities and contact Social Security directly through official channels to verify your account status.
Stay alert and think twice before sharing any personal information—a few moments of caution can protect you from becoming a victim.
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Read more: What is the Earned Income Tax Credit (EITC) and How Can You Claim?
